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SmartSpend

Your family expense tracker. Track spending, set budgets, and get insights—all in one place.

About SmartSpend

SmartSpend is a mobile application designed to help you and your family track expenses, manage categories, set budgets, and understand your spending with charts and insights. Your data stays on your device.

Key Features

  • Expense tracking: Log expenses by category, date, and amount with optional notes
  • Categories & budgets: Organize spending by category and set monthly budgets to stay on track
  • Insights & charts: View spending by day or month and see where your money goes
  • Export & reports: Export expenses to Excel and generate reports
  • Reminders: Get notified for upcoming or overdue expenses
  • Privacy-first: Data stored locally on your device—we don't have access to your information

Support & Contact

How to Get Help

If you have questions, need assistance, or want to provide feedback about SmartSpend, please reach out to us:

Common Questions

Q: Is my data secure?
A: Yes! All your expense data is stored locally on your device. We don't store your information on our servers or in the cloud. Your privacy is our priority.
Q: Does the app work offline?
A: Yes. Tracking expenses, viewing history, and managing budgets work offline. An internet connection may be required for in-app purchases and optional features like ads.
Q: Can I export my data?
A: Yes. SmartSpend lets you export your expenses to Excel and generate reports from within the app.
Q: How much does the premium subscription cost?
A: SmartSpend Premium is available as a monthly or annual subscription, giving you an ad-free experience and access to all premium features. Pricing is shown in the app and may vary by region.
Q: What happens if I delete the app?
A: All data stored locally on your device will be removed when you delete the app. We recommend exporting important data before deletion.
Q: How do I cancel my subscription?
A: You can cancel your subscription at any time through your device's App Store (iOS) or Google Play Store (Android) account settings. Cancellation will take effect at the end of the current subscription period.

Important Information

Disclaimer

IMPORTANT: SmartSpend is for personal expense tracking and budgeting only. The app is not a substitute for professional financial, tax, or legal advice. Always consult qualified professionals for decisions about investments, taxes, or legal matters.

  • Expense and budget data are for your own reference and organization
  • Verify figures and deadlines with your own records and advisors
  • We do not provide financial, tax, or legal advice

Privacy & Data

SmartSpend is committed to protecting your privacy:

  • Local storage only: Data is stored on your device—we don't have access to it
  • No tracking: We don't collect usage analytics or track your behavior
  • No cloud storage: Your data does not leave your device
  • Free version: May include ads (non-personalized if tracking is disabled)
  • Premium version: Ad-free experience with all premium features

Legal Documents

Please review our legal documents:

App Information

Availability

  • iOS: Available on the Apple App Store
  • Android: Available on Google Play Store

System Requirements

  • iOS 12.0 or later
  • Android (version varies by device)
  • Internet connection optional for core tracking; required for in-app purchases and some features

Pricing

  • Free version: Core expense tracking, categories, and budgets; may include ads
  • Premium subscription: Ad-free experience, full insights, export, and all premium features (monthly or annual plans as shown in the app)

Updates

We regularly update SmartSpend to improve functionality and fix issues. Updates are available through the App Store and Google Play Store.

SmartSpend - Your family expense tracker.

© 2026 SmartSpend. All rights reserved.

Contact: connect@itsjd.com | Blog: smartspendtracker.blogspot.com

Last Updated: February 14, 2026

Privacy Policy

SmartSpend - Privacy Policy
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SmartSpend Privacy Policy

Last Updated: February 14, 2026

1. INTRODUCTION

Welcome to SmartSpend ("we," "our," or "us"). We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application SmartSpend (the "App").

By using the App, you agree to the collection and use of information in accordance with this Privacy Policy.

2. INFORMATION WE COLLECT

2.1 Information You Provide Directly

Expense & Financial Data:

  • Expenses you add (amount, category, date, notes)
  • Categories you create or use
  • Budgets you set (e.g., by category or month)
  • Currency and display preferences
  • Export and report data generated from your entries

Usage Data Within the App:

  • View type preferences (e.g., daily or monthly)
  • Notification preferences and reminder settings
  • Theme preferences (light, dark, auto)

App Preferences:

  • Theme preferences (light, dark, auto)
  • Currency and locale settings
  • Disclaimer or onboarding acceptance records

2.2 Information Collected Automatically

The App uses local storage on your device. We do not collect:

  • Device identifiers
  • Location data
  • Usage analytics
  • Advertising identifiers (except as used by ad networks in the free version—see Third-Party Services)
  • Personal identifiers from your device

3. HOW WE USE YOUR INFORMATION

We use the information you provide solely to:

  • Provide the core functionality of the App (tracking expenses, managing categories and budgets)
  • Display insights, charts, and spending summaries based on your data
  • Generate exports and reports when you request them
  • Send you reminders and notifications according to your settings
  • Store your preferences and settings locally on your device

4. DATA STORAGE AND SECURITY

4.1 Local Storage

All data you enter into the App is stored locally on your device using:

  • SQLite database for structured data (expenses, categories, budgets, settings)
  • AsyncStorage (or equivalent) for app preferences and settings

4.2 No Cloud Storage

We do not store your expense or budget data on our servers or in the cloud. All such data remains on your device.

4.3 Data Security

While we implement reasonable security measures for local data storage, no method of electronic storage is 100% secure. You are responsible for maintaining the security of your device.

5. DATA SHARING AND DISCLOSURE

We do NOT:

  • Sell your data to third parties
  • Share your expense or budget data with advertisers
  • Use your data for marketing purposes
  • Share your data with analytics services
  • Collect your financial data for tracking purposes

5.1 Third-Party Services

AdMob (Free Version Only):

  • The free version of the App may display advertisements through Google AdMob
  • AdMob may collect device identifiers and usage data in accordance with Google's privacy policy
  • Premium subscribers receive an ad-free experience
  • You can review Google's privacy policy: https://policies.google.com/privacy

RevenueCat (Subscriptions):

  • Subscription purchases are processed through Apple App Store or Google Play and managed by RevenueCat
  • RevenueCat may receive anonymized or pseudonymous identifiers related to your subscription status
  • We do not send your expense or budget data to RevenueCat
  • You can review RevenueCat's privacy policy: https://www.revenuecat.com/privacy

5.2 Legal Requirements

We may disclose your information if required by law or in response to valid requests by public authorities.

6. CHILDREN'S PRIVACY

Our App is designed for general use. We do not knowingly collect personal information from children under 13. If you are under 13, please do not use the App without parental consent.

7. YOUR RIGHTS AND CHOICES

7.1 Access and Deletion

You have full control over your data:

  • You can view all your expenses, categories, and budgets within the App
  • You can edit or delete expenses, categories, and budgets at any time
  • You can delete the App, which will remove all local data (subject to your device's backup settings)

7.2 Data Export

The App provides export features (e.g., to Excel) so you can save a copy of your data. Data is stored locally on your device until you export or delete it.

8. DATA RETENTION

Your data is retained on your device until you:

  • Delete specific entries within the App
  • Delete the App from your device
  • Clear the App's data through your device settings

We do not retain copies of your data after you delete it from the App.

9. INTERNATIONAL DATA TRANSFERS

Core expense and budget data is stored only on your device. If you use features that involve third-party services (e.g., ads, subscription management), those services may process data in accordance with their own policies and may involve transfers outside your country of residence.

10. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time. We will notify you of any changes by:

  • Posting the new Privacy Policy in the App or on our website
  • Updating the "Last Updated" date at the top of this policy

You are advised to review this Privacy Policy periodically for any changes.

11. CALIFORNIA PRIVACY RIGHTS

If you are a California resident, you have the right to:

  • Know what personal information is collected
  • Know whether your personal information is sold or disclosed and to whom
  • Access your personal information
  • Request deletion of your personal information
  • Opt-out of the sale of personal information

Since we do not sell or share your expense or budget data, these rights are primarily exercised through your control over the local data on your device.

12. EUROPEAN PRIVACY RIGHTS (GDPR)

If you are located in the European Economic Area (EEA), you have certain data protection rights:

  • Right to access your personal data
  • Right to rectification
  • Right to erasure ("right to be forgotten")
  • Right to restrict processing
  • Right to data portability
  • Right to object to processing

Since all expense and budget data is stored locally on your device, you have direct control over your data through the App's interface or by deleting the App.

13. CONTACT US

If you have any questions about this Privacy Policy or our data practices, please contact us through:

14. CONSENT

By using SmartSpend, you consent to this Privacy Policy. If you do not agree with this policy, please do not use the App.

This Privacy Policy is effective as of February 14, 2026 and applies to all users of the SmartSpend application.

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© 2026 SmartSpend. All rights reserved.

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